SIST ISO 9564-2:1995
(Main)Banking -- Personal Identification Number management and security -- Part 2: Approved algorithm(s) for PIN encipherment
General Information
- Abstract
Specifies the definition of the data encryption algorithm (DEA) as given in ANSI X3.92:1981.
- Status
- Published
- Publication Date
- 30-Apr-1995
- Technical Committee
- BFS - Banking and related financial services
- Current Stage
- 6060 - National Implementation/Publication (Adopted Project)
- Start Date
- 01-May-1995
- Due Date
- 01-May-1995
- Completion Date
- 01-May-1995
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ISO 9564-2:1991 - Banking — Personal Identification Number management and security — Part 2: Approved algorithm(s) for PIN encipherment Released:12/18/1991
ISO 9564-2:1991 - Banque — Gestion et sécurité du numéro personnel d'identification — Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN Released:12/18/1991
ISO 9564-2:1991 - Banque — Gestion et sécurité du numéro personnel d'identification — Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN Released:12/18/1991
Overview
SIST ISO 9564-2:1995 is an international standard developed for the banking sector, specifically focusing on Personal Identification Number (PIN) management and security. This part of the standard, titled "Approved algorithm(s) for PIN encipherment," lays out the requirements and specifications for encrypting PINs using approved cryptographic algorithms. It adopts the Data Encryption Algorithm (DEA), as defined in ANSI X3.92:1981, ensuring secure handling and encryption of PIN data during financial transactions. The standard is maintained by SIST and aligns with work from ISO technical committees dedicated to financial transaction security.
Key Topics
- PIN Encipherment: Specifications for encrypting Personal Identification Numbers to safeguard sensitive banking information.
- Data Encryption Algorithm: Endorsement of DEA as the approved method for PIN block cryptography.
- Reference Standards: Direct usage of ANSI X3.92:1981 (Data Encryption Algorithm) and ISO 8372:1987 (Modes of operation for a 64-bit block cipher).
- ECB Mode Operation: PIN blocks must be encrypted using DEA in the Electronic Code Book (ECB) mode, supporting standardized and interoperable PIN security.
- Interoperability: Ensures that all compliant systems use consistent and recognized methods for PIN encryption across financial networks.
Applications
The provisions set forth in SIST ISO 9564-2:1995 have broad application across the banking and financial services industry, supporting:
- ATM and Point-of-Sale (POS) Transactions: Secure PIN entry and transmission during automated transactions.
- Card Issuers and Acquirers: Ensuring that organizations issuing payment cards and processing transactions apply standardized algorithms for PIN encryption.
- Interbank Communications: Facilitating safe transfer of PIN blocks between institutions, reducing the risk of interception or unauthorized access.
- Compliance and Regulation: Assisting financial institutions in achieving compliance with international PIN security and data protection mandates.
Benefits of adopting this standard include:
- Enhanced Security: Protection of cardholder data through robust and approved cryptographic practices.
- Reduced Fraud Risk: Lower chances of PIN compromise and associated fraudulent activities in electronic banking.
- Global Recognition: Assurance that security methods are widely accepted and interoperable across different countries and systems.
Related Standards
Organizations implementing SIST ISO 9564-2:1995 should also be familiar with the following related standards:
- ISO 9564-1: Specifies PIN protection principles and techniques - a prerequisite for proper PIN management and security frameworks.
- ANSI X3.92:1981 (DEA): Defines the Data Encryption Algorithm used for encrypting PINs, ensuring alignment with international best practices.
- ISO 8372:1987: Details modes of operation for 64-bit block cipher algorithms, including ECB mode, referenced for PIN block encryption.
- PCI DSS: While not directly cited, compliance with related payment card industry standards can complement the implementation of ISO 9564-2 for comprehensive security.
By adhering to SIST ISO 9564-2:1995, financial institutions ensure that PIN encryption meets rigorous international standards, supporting secure electronic transactions and trust in the global banking ecosystem.
Relations
- Effective Date
- 12-May-2008
Buy Documents
ISO 9564-2:1991 - Banking — Personal Identification Number management and security — Part 2: Approved algorithm(s) for PIN encipherment Released:12/18/1991
ISO 9564-2:1991 - Banque — Gestion et sécurité du numéro personnel d'identification — Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN Released:12/18/1991
ISO 9564-2:1991 - Banque — Gestion et sécurité du numéro personnel d'identification — Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN Released:12/18/1991
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Frequently Asked Questions
SIST ISO 9564-2:1995 is a standard published by the Slovenian Institute for Standardization (SIST). Its full title is "Banking -- Personal Identification Number management and security -- Part 2: Approved algorithm(s) for PIN encipherment". This standard covers: Specifies the definition of the data encryption algorithm (DEA) as given in ANSI X3.92:1981.
Specifies the definition of the data encryption algorithm (DEA) as given in ANSI X3.92:1981.
SIST ISO 9564-2:1995 is classified under the following ICS (International Classification for Standards) categories: 35.240.40 - IT applications in banking. The ICS classification helps identify the subject area and facilitates finding related standards.
SIST ISO 9564-2:1995 has the following relationships with other standards: It is inter standard links to ISO 9564-2:2005. Understanding these relationships helps ensure you are using the most current and applicable version of the standard.
SIST ISO 9564-2:1995 is available in PDF format for immediate download after purchase. The document can be added to your cart and obtained through the secure checkout process. Digital delivery ensures instant access to the complete standard document.
Standards Content (Sample)
SLOVENSKI STANDARD
01-maj-1995
%DQþQLãWYR8SUDYOMDQMHLQYDURYDQMHRVHEQHLGHQWLILNDFLMVNHãWHYLONH3,1GHO
2GREUHQLDOJRULWPL]DHQNULSFLMRRVHEQHLGHQWLILNDFLMVNHãWHYLONH
Banking -- Personal Identification Number management and security -- Part 2: Approved
algorithm(s) for PIN encipherment
Banque -- Gestion et sécurité du numéro personnel d'identification -- Partie 2: Algorithme
(s) approuvé(s) pour le chiffrement du PIN
Ta slovenski standard je istoveten z: ISO 9564-2:1991
ICS:
35.240.40 8SRUDEQLãNHUHãLWYH,7Y IT applications in banking
EDQþQLãWYX
2003-01.Slovenski inštitut za standardizacijo. Razmnoževanje celote ali delov tega standarda ni dovoljeno.
INTERNATIONAL
STANDARD
First edition
Banking - Personal Identification Number
management and security -
Part 2:
Approved algorithm(s) for PIN encipherment
Banque - Gestion et s&wit& du num&o personnel d’identifkation -
Par-tie 2: Algorithme(s) approuvk(s) pour le chiffrement du PIN
--m-m- ------*-
Reference number
IS0 9564-2: 199 1 (E)
- IS0 9564-2:1991(E)
Foreword
IS0 (the International Organization for Standardization) is a worldwide
federation of national standards bodies (IS0 member bodies). The work
of preparing International Standards is normally carried out through IS0
technical committees. Each member body interested in a subject for
which a technical committee has been established has the right to be
represented on that committee. International organizations, govern-
mental and non-governmental, in liaison with ISO, also take part in the
work. IS0 collaborates closely with the International Electrotechnical
Commission (IEC) on all matters of electrotechnical standardization.
Draft International Standards adopted by the technical committees are
circulated to the member bodies for voting. Publication as an lnter-
national Standard requires approval by at least 75 % of the member
bodies casting a vote.
International Standard IS0 9564-Z was prepared by Technical Committee
ISO/TC 68, Banking and related financial services, Sub-Committee SC 6,
Financial transaction cards, related media and operations.
IS0 9564 consists of the following parts, under the general title
Banking - Persona/ ldentificafion A/umber management and security:
- Part 1: PIN protection principles a
...
INTERNATIONAL
STANDARD
First edition
Banking - Personal Identification Number
management and security -
Part 2:
Approved algorithm(s) for PIN encipherment
Banque - Gestion et s&wit& du num&o personnel d’identifkation -
Par-tie 2: Algorithme(s) approuvk(s) pour le chiffrement du PIN
--m-m- ------*-
Reference number
IS0 9564-2: 199 1 (E)
- IS0 9564-2:1991(E)
Foreword
IS0 (the International Organization for Standardization) is a worldwide
federation of national standards bodies (IS0 member bodies). The work
of preparing International Standards is normally carried out through IS0
technical committees. Each member body interested in a subject for
which a technical committee has been established has the right to be
represented on that committee. International organizations, govern-
mental and non-governmental, in liaison with ISO, also take part in the
work. IS0 collaborates closely with the International Electrotechnical
Commission (IEC) on all matters of electrotechnical standardization.
Draft International Standards adopted by the technical committees are
circulated to the member bodies for voting. Publication as an lnter-
national Standard requires approval by at least 75 % of the member
bodies casting a vote.
International Standard IS0 9564-Z was prepared by Technical Committee
ISO/TC 68, Banking and related financial services, Sub-Committee SC 6,
Financial transaction cards, related media and operations.
IS0 9564 consists of the following parts, under the general title
Banking - Persona/ ldentificafion A/umber management and security:
- Part 1: PIN protection principles and techniques
- Part 2: Approved algorithm(s) for PIN encipherment
8 IS0 1991
All rights reserved. No part of this publication may be reproduced or utilized in any form
or by any means, electronic or mechanical, Including photocopying and microfilm, without
permission in writing from the publisher.
International Organization for Standardization
Case Postale 56 l CH-1211 Genkve 20 l Switzerland
Printed in Switzerland
ii
IS0 9564=2:1991(E)
- Introduction
This part of IS0 9564 specifies algorithms approved for the
encipherment of Personal Identification Numbers (PINS). Every algori
...
ISO
NORME
INTERNATIONALE 9564-2
Première édition
1991-12-15
Banque - Gestion et sécurité du numéro
personnel d’identification -
Partie 2:
Algorithme(s) approuvé(s) pour le chiffrement du
PIN
Banking - Persona/ Identification Number management and security -
Part 2: Approved algorithm(s) for PIN encipherment
-z
--
Numéro de référence
-.- --
------e--
_-__. -_--._. ---.--- ISO 9564-2: 199 1 (F)
Avant-propos
L’ISO (Organisation internationale de normalisation) est une fédération
mondiale d’organismes nationaux de normalisation (comités membres
de I’ISO). L’élaboration des Normes internationales est en général
confiée aux comités techniques de I’ISO. Chaque comité membre inté-
ressé par une étude a le droit de faire partie du comite technique crée
à cet effet. Les organisations internationales, gouvernementales et non
gouvernementales, en liaison avec I’ISO participent également aux tra-
vaux. L’ISO collabore étroitement avec la Commission électrotechnique
internationale (CEI) en ce qui concerne la normalisation électrotech-
nique.
Les projets de Normes internationales adoptés par les comités techni-
ques sont soumis aux comités membres pour vote. Leur publication
comme Normes internationales requiert l’approbation de 75 % au moins
des comités membres votants.
La Norme internationale ISO 9564-Z a été élaborée par le comité tech-
nique ISO/TC 68, Banque et services financiers liés aux opérations ban-
caires, sous-comité SC 6, Cartes de transactions financières, supports
et opérations relatifs à celles-ci.
L’ISO 9564 comprend les parties suivantes, présentées sous le titre gé-
néral Banque - Gestion et sécurité du numéro personne/
d’iden tifka tion:
- Partie 1: Principes et techniques de protection du PIN
- Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN
0 ISO 1991
Droits de reproduction réservés. Aucune partie de cette publication ne peut être repro-
duite ni utilisée sous quelque forme que ce soit et par aucun procédé, électronique ou
mécanique, y compris la photocopie et les microfilms, sans l’accord écrit de l’éditeur.
Organisation internationale de normalisation
Case Postale 56 l CH-121 1 Genève 20 l Suisse
Imprimé en Suisse
ii
Introduction
La présente partie de I’ISO 9564 prescrit les algorithmes approuvés
pour le chiffrement des numéros personnels d’identification (P
...
ISO
NORME
INTERNATIONALE 9564-2
Première édition
1991-12-15
Banque - Gestion et sécurité du numéro
personnel d’identification -
Partie 2:
Algorithme(s) approuvé(s) pour le chiffrement du
PIN
Banking - Persona/ Identification Number management and security -
Part 2: Approved algorithm(s) for PIN encipherment
-z
--
Numéro de référence
-.- --
------e--
_-__. -_--._. ---.--- ISO 9564-2: 199 1 (F)
Avant-propos
L’ISO (Organisation internationale de normalisation) est une fédération
mondiale d’organismes nationaux de normalisation (comités membres
de I’ISO). L’élaboration des Normes internationales est en général
confiée aux comités techniques de I’ISO. Chaque comité membre inté-
ressé par une étude a le droit de faire partie du comite technique crée
à cet effet. Les organisations internationales, gouvernementales et non
gouvernementales, en liaison avec I’ISO participent également aux tra-
vaux. L’ISO collabore étroitement avec la Commission électrotechnique
internationale (CEI) en ce qui concerne la normalisation électrotech-
nique.
Les projets de Normes internationales adoptés par les comités techni-
ques sont soumis aux comités membres pour vote. Leur publication
comme Normes internationales requiert l’approbation de 75 % au moins
des comités membres votants.
La Norme internationale ISO 9564-Z a été élaborée par le comité tech-
nique ISO/TC 68, Banque et services financiers liés aux opérations ban-
caires, sous-comité SC 6, Cartes de transactions financières, supports
et opérations relatifs à celles-ci.
L’ISO 9564 comprend les parties suivantes, présentées sous le titre gé-
néral Banque - Gestion et sécurité du numéro personne/
d’iden tifka tion:
- Partie 1: Principes et techniques de protection du PIN
- Partie 2: Algorithme(s) approuvé(s) pour le chiffrement du PIN
0 ISO 1991
Droits de reproduction réservés. Aucune partie de cette publication ne peut être repro-
duite ni utilisée sous quelque forme que ce soit et par aucun procédé, électronique ou
mécanique, y compris la photocopie et les microfilms, sans l’accord écrit de l’éditeur.
Organisation internationale de normalisation
Case Postale 56 l CH-121 1 Genève 20 l Suisse
Imprimé en Suisse
ii
Introduction
La présente partie de I’ISO 9564 prescrit les algorithmes approuvés
pour le chiffrement des numéros personnels d’identification (P
...















