ISO/IEC 7812-1:2017

INTERNATIONAL ISO/IEC
STANDARD 7812-1
Fifth edition
2017-01
Identification cards — Identification
of issuers —
Part 1:
Numbering system
Cartes d’identification — Identification des émetteurs —
Partie 1: Système de numérotation
Reference number
©
ISO/IEC 2017
© ISO/IEC 2017, Published in Switzerland
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ii © ISO/IEC 2017 – All rights reserved

Contents Page
Foreword .iv
Introduction .v
1 Scope .1
2 Normative references .1
3 Terms and definitions .1
4 Numbering system .2
4.1 PAN format . 2
4.2 IIN . 3
4.2.1 IINs beginning with “00” . 3
4.2.2 IINs beginning with “80” . 3
4.2.3 IINs beginning with “89” . 3
4.2.4 IINs beginning with “9” . 3
4.3 Individual account number . 4
4.4 Check digit. 4
Annex A (informative) National numbering systems for card issuers .5
Annex B (normative) Luhn formula for computing modulus-10 “double-add-double” check digits 6
Bibliography .7
© ISO/IEC 2017 – All rights reserved iii

Foreword
ISO (the International Organization for Standardization) and IEC (the International Electrotechnical
Commission) form the specialized system for worldwide standardization. National bodies that are
members of ISO or IEC participate in the development of International Standards through technical
committees established by the respective organization to deal with particular fields of technical
activity. ISO and IEC technical committees collaborate in fields of mutual interest. Other international
organizations, governmental and non-governmental, in liaison with ISO and IEC, also take part in the
work. In the field of information technology, ISO and IEC have established a joint technical committee,
ISO/IEC JTC 1.
The procedures used to develop this document and those intended for its further maintenance are
described in the ISO/IEC Directives, Part 1. In particular the different approval criteria needed for
the different types of document should be noted. This document was drafted in accordance with the
editorial rules of the ISO/IEC Directives, Part 2 (see www.iso.org/directives).
Attention is drawn to the possibility that some of the elements of this document may be the subject
of patent rights. ISO and IEC shall not be held responsible for identifying any or all such patent
rights. Details of any patent rights identified during the development of the document will be in the
Introduction and/or on the ISO list of patent declarations received (see www.iso.org/patents).
Any trade name used in this document is information given for the convenience of users and does not
constitute an endorsement.
For an explanation on the meaning of ISO specific terms and expressions related to conformity assessment,
as well as information about ISO’s adherence to the World Trade Organization (WTO) principles in the
Technical Barriers to Trade (TBT) see the following URL: www.iso.org/iso/foreword.html.
The committee responsible for this document is ISO/IEC JTC 1, Information technology, SC 17, Cards and
personal identification.
This fifth edition cancels and replaces the fourth edition (ISO/IEC 7812-1:2015), which has been
technically revised. Key changes made in this edition:
— Clause 3: added definitions for “acquirer” and “card acceptor”;
— Clause 3: removed the definition of “major industry identifier”;
— Clause 3: removed definition of “registration management group” to ISO/IEC 7812-2;
— Removed previous outline of major industry identifier descriptions;
— Clause 4: revised the length of an IIN to 8 digits (from 6 digits);
— Clause 4: revised the minimum length of a PAN to 10 digits (from 8 digits);
— Annex A: modified A.2 to be the role of the registration authority (from previously being defined as
role of registration management group);
— Annex B: revised the example to reflect an 8 digit IIN.
A list of all the parts in the ISO 7812- series, can be found on the ISO website.
iv © ISO/IEC 2017 – All rights reserved

Introduction
This document is one of a series of International Standards specifying:
— a numbering system for the identification of card issuers operating within an interchange
environment, the format of the issuer identification number and the primary account number;
— application and registration procedures for card issuers who operate a card program in an
international interchange environment.
Card issuers not operating in an international interchange environment are encouraged to contact
their sponsoring authorities for a number assigned by that national standards body, or the Registration
Authority (RA) if no Sponsoring Authority (SA) exists. Use of a national IIN will avoid conflicts if the
cards are used in an international interchange environment.
© ISO/IEC 2017 – All rights reserved v

INTERNATIONAL STANDARD ISO/IEC 7812-1:2017(E)
Identification cards — Identification of issuers —
Part 1:
Numbering system
1 Scope
This document specifies a numbering system for the identification of the card issuers, the format of the
issuer identification number (IIN) and the primary account number (PAN).
2 Normative references
The following documents are referred to in the text in such a way that some or all of their content
constitutes requirements of this document. For dated references, only the edition cited applies. For
undated references, the latest edition of the referenced document (including any amendments) applies.
ISO 3166-1, Codes for the representation of names of countries and their subdivisions — Part 1: Country codes
ISO/IEC 7812-2, Identification cards — Identification of issuers — Part 2: Application and registration
procedures
ISO 8583-1, Financial transaction card originated messages — Interchange message specifications —
Part 1: Messages, data elements and code values
ITU-T Recommendation E. 118,The international telecommunication charge card
3 Terms and definitions
For the purposes of this document, the following terms and definitions apply.
ISO and IEC maintain terminological databases for use in standardization at the following addresses:
— IEC Electropedia: available at http://www.electropedia.org/
— ISO Online browsing platform: available at http://www.iso.org/obp
3.1
acquirer
institution (or its agent) which acquires from the card acc
...