ISO 8583-1:2003

INTERNATIONAL ISO
STANDARD 8583-1
First edition
2003-06-15
Financial transaction card originated
messages — Interchange message
specifications —
Part 1:
Messages, data elements and code
values
Messages initiés par cartes de transaction financière — Spécifications
d'échange de messages —
Partie 1: Messages, éléments de données et valeurs de code

Reference number
©
ISO 2003
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Contents Page
Foreword. vii
Introduction . viii
1 Scope. 1
2 Normative references . 1
3 Terms and definitions. 2
4 Symbols (and abbreviated terms) . 8
4.1 Representation abbreviations . 8
4.2 Abbreviated terms. 9
5 Message structure . 9
5.1 Message components. 9
5.1.1 Sequence . 9
5.1.2 Message type. 9
5.2 Message repeats . 10
5.3 Message bit maps . 10
5.4 Data elements. 11
5.4.1 Data element types . 11
5.4.2 Primitive data elements. 11
5.4.3 Constructed data element. 11
5.4.4 Composite data elements . 11
6 Data elements. 14
6.1 Data element directory . 14
6.2 General requirements for data elements.39
6.2.1 Variable length data elements . 39
6.2.2 Binary data. 39
6.2.3 Expression of amounts . 40
6.2.4 Conversion rates. 40
6.2.5 Identification of institutions and routing. 40
6.2.6 Identification of account numbers . 44
6.2.7 Tag length value (TLV) data . 44
6.3 Specific requirements for primitive data elements . 44
6.3.1 Date and time transmission (bit 7) . 44
6.3.2 Action code (bit 39). 44
6.3.3 Message authentication code (MAC) (bit 64/128) . 45
6.4 Specific requirements for constructed data elements. 45
6.4.1 Processing code (bit 3). 45
6.4.2 Amount transaction (bit 4) . 45
6.4.3 Amount reconciliation (bit 5) . 45
6.4.4 Amount cardholder billing (bit 6) . 45
6.4.5 Amount cardholder billing fee (bit 8) . 46
6.4.6 Date and time local transaction (bit 12). 46
6.4.7 Message error indicator (bit 18) . 46
6.4.8 Transaction life cycle identification data (bit 21).48
6.4.9 Point of service data code (bit 22). 49
6.4.10 Point of service capability (bit 27). 51
6.4.11 Amounts original (bit 30). 52
6.4.12 Acquirer reference number (bit 31) . 52
6.4.13 Amounts fees (bit 46). 52
6.4.14 Amounts additional (bit 54). 53
6.4.15 Original data elements (bit 56). 53
6.4.16 Amounts original fees (bit 66).53
6.4.17 Batch/file transfer message control (bit 68) .54
6.4.18 Batch/file transfer control data (bit 69) .54
6.4.19 File transfer description data (bit 70) .54
6.4.20 Reconciliation data primary (bit 74) .54
6.4.21 Reconciliation data secondary (bit 75).55
6.4.22 Amount net reconciliation (bit 97) .55
6.4.23 Reconciliation fee amounts (bit 109/110).56
6.5 Specific requirements for composite data elements.56
6.5.1 Electronic commerce data (bit 34).56
6.5.2 Card acceptor name/location (bit 43) .57
6.5.3 Additional response data (bit 44).58
6.5.4 Verification data (bit 49).58
6.5.5 Integrated circuit card (ICC) related data (bit 55).59
6.5.6 Transaction specific data (bit 104) .60
7 Messages and transactions .67
7.1 Message protocol.67
7.1.1 General .67
7.1.2 Mandatory and conditional data elements .67
7.1.3 Message flows .70
7.1.4 Message errors.70
7.1.5 Exception message flows.70
7.1.6 Transaction relationships.71
8 Message class definitions .71
8.1 General .71
8.2 Authorization message class.72
8.2.1 Authorization description.72
8.2.2 Authorization message rules .72
8.2.3 Authorization message type identifiers .74
8.2.4 Authorization mandatory and conditional data elements.75
8.2.5 Authorization message flows.76
8.3 Verification messages .76
8.3.1 Verification description .76
8.3.2 Verification message rules.76
8.3.3 Verification message type identifiers.77
8.3.4 Verification mandatory and conditional data elements.78
8.3.5 Verification message flows .79
8.4 Financial presentment message class.
...